About Us

About Our Firm

We believe that what sets our law firm apart from many other law firms is that we have built a reputation by always being available to our clients combined with a vigorous and aggressive approach launched from a variety of perspectives. The combination of sensitivity to the needs of clients, industry experience, providing high quality, cost effective and comprehensive legal services has been the benchmark of our success. Our success has resulted from referrals by clients whom we have served as well as from other attorneys and professionals with whom we have worked.

Our Mission Statement

It is the primary mission of the law office of Martínez & Torres Law Offices, P.S.C. to establish long term and meaningful business relationships with every client. Every firm employee will at all times, act with honesty and with integrity and will exude confidence, pride and enthusiasm for each client, other law professionals, the firm and the legal profession in general. Each firm employee will act in accordance with applicable legal precepts and will be proactive in order to exceed the expectations of the firm’s clients and peers. The law office of Martínez & Torres Law Offices, P.S.C. will continue to build the confidence, respect and admiration of the community that it serves while striving to provide excellent and responsive services that go beyond providing solutions to legal problems by focusing on assisting clients to achieve their objectives. Committed to excellence and consistent with its goal of delivering the best possible legal services, every employee of the law office of Martínez & Torres Law Offices, P.S.C. is charged with working hard to fully protect the clients’ interests without incurring in unwarranted costs. To accomplish this goal, the firm takes a disciplined approach to each matter, carefully measuring client costs against associated risks and rewards.

Default Related Services

Martínez & Torres Law Offices, P.S.C. is a leading provider of legal services to the mortgage banking industry. Since 1998 the Firm has been handling bankruptcy, collection of money and mortgage foreclosure cases in Puerto Rico with satisfactory results that have exceeded our clients’ expectations. We commenced with one of the largest mortgage banking institutions in Puerto Rico. The efficiency with which the cases were handled and the excellent communication with it established, earned us the recommendation as legal counsel for Fannie Mae in Puerto Rico. This expanded our client base to include other major banking and mortgage banking institutions in Puerto Rico. Currently the Firm represents over thirty financial institutions, investors and servicers through every stage of the default process. The Firm’s full-service offices in Puerto Rico coupled with a team of experienced attorneys render the Firm uniquely positioned to service our clients with excellence. We care about the quality of our services, the success of our clients and the relationships that are forged through those successes.

Foreclosure and Evictions

Martínez & Torres Law Offices, P.S.C. has handled over forty thousand collection of money and mortgage foreclosure cases in the past twenty years. The Firm provides comprehensive foreclosure services that range from reviewing the adequacy of the demand letters, attending mediation, assisting with loss mitigation options, seeking judgment and attending sales to completing the eviction. Aware that title problems are a major reason for delay in the foreclosure process a title resolution division was created to handle title insurance claims, quiet title actions as well as title litigation. The Firm’s vast experience in State Court as well as in the District Court for the District of Puerto Rico sets it as a leader in the industry. The Firm is committed to representing clients effectively and efficiently, as well as treating mortgagors with respect while complying with all applicable laws, rules and regulations. The Firm’s robust tracking system allows it to meet all clients’ and investors’ reporting and timeline requirements.


Martínez & Torres Law Offices, P.S.C. has been providing quality legal bankruptcy services for more than twenty years. The Firm represents creditors in all bankruptcy related matters including but not limited to plan review, plan objections, proof of claim preparation and filing, defend claim objections, payment change notices, post-petition fee notices, motions for relief, adversary proceedings and cramdown litigation. The Firm combines experience, sound legal counsel and solid knowledge of our clients’ businesses to resolve their legal challenges.

Corporate, Real Estate, REO Disposition and Notary Law

We provide our clients with a wide range of services in the highly specialized areas of corporate and real estate law as well as notarial services. Our services in these practice areas which are often intertwined include assisting clients with corporate reorganizations and tax planning, including creating special partnerships, corporations and seeking tax waivers or credits. We have also assisted clients with transfers of assets, stock purchase agreements and corporate mergers and acquisitions from the accounting as well as the legal standpoint. Our office has notaries with vast experience handling real estate transactions.

The Firm provides end to end real estate disposition services. These services include reviewing and clearing title problems, preparing and reviewing closing disclosures as well as coordinating and attending. We pride ourselves in providing efficient and comprehensive closing services.